Call reports 2025
PYRAMAX BANK, F.S.B. — 2025
What PYRAMAX BANK, F.S.B. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 586,224,000 | 609,526,000 | 615,238,000 | 597,830,000 |
| Total loans | 433,595,000 | 449,152,000 | 448,951,000 | 444,913,000 |
| Allowance for loan losses | 4,495,000 | 4,777,000 | 4,877,000 | 4,924,000 |
| Securities available for sale | 104,761,000 | 100,489,000 | 102,309,000 | 96,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,718,000 | 419,521,000 | 422,698,000 | 404,813,000 |
| Interest-bearing deposits | 318,865,000 | 338,127,000 | 338,666,000 | 330,571,000 |
| Noninterest-bearing deposits | 78,853,000 | 81,394,000 | 84,032,000 | 74,242,000 |
| Equity capital | 60,982,000 | 61,736,000 | 63,531,000 | 64,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,513,000 | 13,337,000 | 20,564,000 | 27,755,000 |
| Interest expense | 2,975,000 | 6,094,000 | 9,293,000 | 12,470,000 |
| Net interest income | 3,538,000 | 7,243,000 | 11,271,000 | 15,285,000 |
| Noninterest income | 570,000 | 1,203,000 | 1,827,000 | 2,504,000 |
| Noninterest expense | 3,460,000 | 6,997,000 | 10,499,000 | 14,096,000 |
| Provision for loan losses | 130,000 | 413,000 | 513,000 | 560,000 |
| Pretax income | 536,000 | 1,423,000 | 2,447,000 | 3,539,000 |
| Income tax | 87,000 | 249,000 | 438,000 | 593,000 |
| Net income | 449,000 | 1,174,000 | 2,009,000 | 2,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,215,000 | 64,455,000 | 65,393,000 | 66,854,000 |
| Total capital | 69,378,000 | 69,717,000 | 70,755,000 | 72,216,000 |
| Risk-weighted assets | 453,901,000 | 476,383,000 | 476,081,000 | 472,318,000 |