Call reports 2024
PYRAMAX BANK, F.S.B. — 2024
What PYRAMAX BANK, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 562,399,000 | 559,622,000 | 562,687,000 | 570,978,000 |
| Total loans | 397,916,000 | 404,206,000 | 402,130,000 | 419,272,000 |
| Allowance for loan losses | 3,679,000 | 3,871,000 | 3,966,000 | 4,329,000 |
| Securities available for sale | 105,646,000 | 103,356,000 | 100,315,000 | 107,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,406,000 | 412,486,000 | 411,225,000 | 405,503,000 |
| Interest-bearing deposits | 326,195,000 | 325,763,000 | 323,940,000 | 320,860,000 |
| Noninterest-bearing deposits | 84,211,000 | 86,723,000 | 87,285,000 | 84,643,000 |
| Equity capital | 58,474,000 | 58,547,000 | 60,834,000 | 59,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,035,000 | 12,254,000 | 18,284,000 | 24,637,000 |
| Interest expense | 3,006,000 | 6,085,000 | 9,134,000 | 12,073,000 |
| Net interest income | 3,029,000 | 6,169,000 | 9,150,000 | 12,564,000 |
| Noninterest income | 566,000 | 1,236,000 | 1,890,000 | 2,508,000 |
| Noninterest expense | 3,496,000 | 7,353,000 | 10,901,000 | 14,387,000 |
| Provision for loan losses | -68,000 | 23,000 | 121,000 | 477,000 |
| Pretax income | 29,000 | -133,000 | -176,000 | 300,000 |
| Income tax | -17,000 | -76,000 | -275,000 | -201,000 |
| Net income | 46,000 | -57,000 | 99,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,146,000 | 62,979,000 | 63,150,000 | 63,764,000 |
| Total capital | 67,843,000 | 67,852,000 | 68,096,000 | 68,791,000 |
| Risk-weighted assets | 426,062,000 | 429,596,000 | 424,650,000 | 438,534,000 |