Call reports 2023
PYRAMAX BANK, F.S.B. — 2023
What PYRAMAX BANK, F.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 549,253,000 | 551,020,000 | 553,319,000 | 556,106,000 |
| Total loans | 370,369,000 | 384,143,000 | 386,679,000 | 399,240,000 |
| Allowance for loan losses | 3,693,000 | 3,643,000 | 3,614,000 | 3,734,000 |
| Securities available for sale | 112,206,000 | 106,670,000 | 103,674,000 | 108,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,583,000 | 390,573,000 | 408,848,000 | 413,192,000 |
| Interest-bearing deposits | 287,354,000 | 296,364,000 | 314,563,000 | 325,206,000 |
| Noninterest-bearing deposits | 100,229,000 | 94,209,000 | 94,285,000 | 87,986,000 |
| Equity capital | 57,634,000 | 56,125,000 | 52,691,000 | 59,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,714,000 | 9,735,000 | 15,121,000 | 20,880,000 |
| Interest expense | 1,513,000 | 3,500,000 | 5,956,000 | 8,691,000 |
| Net interest income | 3,201,000 | 6,235,000 | 9,165,000 | 12,189,000 |
| Noninterest income | 548,000 | 1,244,000 | 1,814,000 | 2,363,000 |
| Noninterest expense | 3,739,000 | 7,707,000 | 11,061,000 | 14,293,000 |
| Provision for loan losses | 75,000 | 17,000 | -19,000 | 90,000 |
| Pretax income | -4,000 | -301,000 | -2,146,000 | -4,472,000 |
| Income tax | -23,000 | -172,000 | 1,086,000 | 548,000 |
| Net income | 19,000 | -129,000 | -3,232,000 | -5,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,703,000 | 64,508,000 | 62,191,000 | 63,101,000 |
| Total capital | 69,061,000 | 68,949,000 | 66,714,000 | 67,710,000 |
| Risk-weighted assets | 397,683,000 | 411,449,000 | 413,858,000 | 416,696,000 |