Call reports 2020
PYRAMAX BANK, F.S.B. — 2020
What PYRAMAX BANK, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 448,107,000 | 495,372,000 | 505,074,000 | 515,748,000 |
| Total loans | 306,216,000 | 328,740,000 | 336,524,000 | 334,246,000 |
| Allowance for loan losses | 2,008,000 | 2,114,000 | 2,650,000 | 2,703,000 |
| Securities available for sale | 65,117,000 | 63,893,000 | 56,842,000 | 57,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,680,000 | 366,198,000 | 371,073,000 | 386,558,000 |
| Interest-bearing deposits | 319,919,000 | 345,884,000 | 340,169,000 | 254,851,000 |
| Noninterest-bearing deposits | 15,761,000 | 20,315,000 | 30,904,000 | 131,708,000 |
| Equity capital | 50,616,000 | 52,909,000 | 52,941,000 | 53,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,860,000 | 7,445,000 | 11,384,000 | 15,393,000 |
| Interest expense | 980,000 | 1,815,000 | 2,523,000 | 3,122,000 |
| Net interest income | 2,880,000 | 5,630,000 | 8,861,000 | 12,271,000 |
| Noninterest income | 920,000 | 2,152,000 | 3,700,000 | 5,333,000 |
| Noninterest expense | 3,246,000 | 6,403,000 | 9,852,000 | 13,969,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 605,000 | 1,408,000 | 3,251,000 | 4,167,000 |
| Income tax | 180,000 | 512,000 | 1,752,000 | 2,069,000 |
| Net income | 425,000 | 896,000 | 1,499,000 | 2,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,634,000 | 47,457,000 | 48,670,000 | 49,534,000 |
| Total capital | 48,642,000 | 49,571,000 | 51,320,000 | 52,237,000 |
| Risk-weighted assets | 337,912,000 | 330,565,000 | 322,616,000 | 327,216,000 |