Call reports 2026
BANK OF SOUTHSIDE VIRGINIA, THE — 2026
What BANK OF SOUTHSIDE VIRGINIA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 631,777,000 | 670,315,000 |
| Total loans | 265,394,000 | 269,271,000 |
| Allowance for loan losses | 3,767,000 | 3,760,000 |
| Securities available for sale | 254,898,000 | 280,904,000 |
| Securities held to maturity | 55,520,000 | 55,859,000 |
| Trading assets | 0 | 0 |
| Total deposits | 487,669,000 | 489,155,000 |
| Interest-bearing deposits | 298,811,000 | 295,859,000 |
| Noninterest-bearing deposits | 188,858,000 | 193,296,000 |
| Equity capital | 128,474,000 | 140,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,989,000 | 14,454,000 |
| Interest expense | 340,000 | 697,000 |
| Net interest income | 6,649,000 | 13,757,000 |
| Noninterest income | 750,000 | 9,118,000 |
| Noninterest expense | 4,236,000 | 8,307,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,163,000 | 14,568,000 |
| Income tax | 355,000 | 2,385,000 |
| Net income | 2,808,000 | 12,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 145,540,000 | 154,829,000 |