Call reports 2025
BANK OF SOUTHSIDE VIRGINIA, THE — 2025
What BANK OF SOUTHSIDE VIRGINIA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 663,875,000 | 650,587,000 | 649,807,000 | 651,181,000 |
| Total loans | 313,586,000 | 303,677,000 | 291,905,000 | 281,365,000 |
| Allowance for loan losses | 3,744,000 | 3,760,000 | 3,750,000 | 3,754,000 |
| Securities available for sale | 228,002,000 | 222,291,000 | 223,668,000 | 256,541,000 |
| Securities held to maturity | 62,928,000 | 62,598,000 | 61,737,000 | 58,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,768,000 | 477,829,000 | 489,044,000 | 479,844,000 |
| Interest-bearing deposits | 323,814,000 | 317,702,000 | 307,669,000 | 317,878,000 |
| Noninterest-bearing deposits | 167,954,000 | 160,127,000 | 181,375,000 | 161,966,000 |
| Equity capital | 117,736,000 | 118,960,000 | 126,266,000 | 127,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,388,000 | 14,764,000 | 22,073,000 | 29,379,000 |
| Interest expense | 780,000 | 1,554,000 | 2,228,000 | 2,620,000 |
| Net interest income | 6,608,000 | 13,210,000 | 19,845,000 | 26,759,000 |
| Noninterest income | 729,000 | 1,648,000 | 2,563,000 | 4,582,000 |
| Noninterest expense | 4,092,000 | 7,907,000 | 11,879,000 | 15,980,000 |
| Provision for loan losses | 5,000 | 11,000 | 20,000 | 0 |
| Pretax income | 3,234,000 | 6,933,000 | 10,312,000 | 14,887,000 |
| Income tax | 525,000 | 1,035,000 | 1,539,000 | 1,943,000 |
| Net income | 2,709,000 | 5,898,000 | 8,773,000 | 12,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,347,000 | 140,537,000 | 143,411,000 | 142,731,000 |