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Call reports 2008

BANK OF SOUTHSIDE VIRGINIA, THE — 2008

What BANK OF SOUTHSIDE VIRGINIA, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/73285e4c-d9bb-40c9-985b-e82e5f1f1f21/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets474,884,000486,591,000473,328,000483,661,000
Total loans298,114,000305,763,000317,239,000321,846,000
Allowance for loan losses4,923,0004,908,0004,718,0004,985,000
Securities available for sale141,755,000142,216,000102,409,00099,821,000
Securities held to maturity75,00075,00075,00075,000
Trading assets0000
Total deposits404,413,000413,106,000411,435,000419,882,000
Interest-bearing deposits369,793,000377,373,000373,923,000381,980,000
Noninterest-bearing deposits34,620,00035,733,00037,512,00037,902,000
Equity capital64,735,00065,192,00056,718,00057,418,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income7,582,00015,044,00022,699,00030,138,000
Interest expense2,406,0004,764,0007,055,0009,267,000
Net interest income5,176,00010,280,00015,644,00020,871,000
Noninterest income1,403,0002,961,0004,364,0005,723,000
Noninterest expense3,212,0006,489,0009,595,00013,193,000
Provision for loan losses000286,000
Pretax income3,376,0006,761,000-2,716,000-612,000
Income tax838,0001,693,0002,650,000-1,462,000
Net income2,538,0005,068,000-5,366,000850,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital59,466,00061,148,00058,720,00056,070,000
Total capital64,329,00065,928,00063,374,00060,773,000
Risk-weighted assets388,961,000399,369,000372,239,000376,012,000

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