Call reports 2005
BANK OF SOUTHSIDE VIRGINIA, THE — 2005
What BANK OF SOUTHSIDE VIRGINIA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 422,949,000 | 430,901,000 | 427,100,000 | 428,458,000 |
| Total loans | 208,778,000 | 221,164,000 | 232,633,000 | 235,914,000 |
| Allowance for loan losses | 5,022,000 | 4,920,000 | 4,888,000 | 4,975,000 |
| Securities available for sale | 178,497,000 | 175,720,000 | 158,912,000 | 157,317,000 |
| Securities held to maturity | 1,850,000 | 1,705,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,025,000 | 368,832,000 | 364,262,000 | 370,514,000 |
| Interest-bearing deposits | 334,341,000 | 335,387,000 | 331,318,000 | 335,482,000 |
| Noninterest-bearing deposits | 31,684,000 | 33,445,000 | 32,944,000 | 35,032,000 |
| Equity capital | 52,694,000 | 56,986,000 | 58,211,000 | 54,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,168,000 | 12,602,000 | 19,112,000 | 25,848,000 |
| Interest expense | 1,234,000 | 2,552,000 | 3,953,000 | 5,451,000 |
| Net interest income | 4,934,000 | 10,050,000 | 15,159,000 | 20,397,000 |
| Noninterest income | 1,064,000 | 2,191,000 | 3,260,000 | 4,480,000 |
| Noninterest expense | 2,863,000 | 5,775,000 | 8,690,000 | 12,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 160,000 |
| Pretax income | 3,146,000 | 6,473,000 | 9,736,000 | 12,523,000 |
| Income tax | 820,000 | 1,695,000 | 2,554,000 | 2,818,000 |
| Net income | 2,326,000 | 4,778,000 | 7,182,000 | 9,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,947,000 | 48,814,000 | 50,929,000 | 48,584,000 |
| Total capital | 50,118,000 | 53,047,000 | 54,466,000 | 52,825,000 |
| Risk-weighted assets | 332,830,000 | 337,935,000 | 334,347,000 | 338,346,000 |
Machine access — free, no API key
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