Call reports 2024
CARVER STATE BANK — 2024
What CARVER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 81,957,000 | 87,681,000 | 91,499,000 | 106,700,000 |
| Total loans | 43,402,000 | 44,714,000 | 42,178,000 | 42,913,000 |
| Allowance for loan losses | 959,000 | 923,000 | 924,000 | 1,187,000 |
| Securities available for sale | 17,071,000 | 17,526,000 | 29,277,000 | 31,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,674,000 | 70,867,000 | 73,585,000 | 88,789,000 |
| Interest-bearing deposits | 35,935,000 | 41,544,000 | 49,232,000 | 65,203,000 |
| Noninterest-bearing deposits | 29,739,000 | 29,323,000 | 24,353,000 | 23,586,000 |
| Equity capital | 14,823,000 | 15,339,000 | 16,368,000 | 16,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,249,000 | 3,521,000 | 4,863,000 |
| Interest expense | 96,000 | 261,000 | 480,000 | 835,000 |
| Net interest income | 985,000 | 1,988,000 | 3,041,000 | 4,028,000 |
| Noninterest income | 136,000 | 237,000 | 524,000 | 720,000 |
| Noninterest expense | 752,000 | 1,551,000 | 2,331,000 | 3,384,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 493,000 |
| Pretax income | 144,000 | 419,000 | 979,000 | 841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 419,000 | 979,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,041,000 | 15,152,000 | 16,310,000 | 16,440,000 |