Call reports 2022
CARVER STATE BANK — 2022
What CARVER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 63,974,000 | 84,014,000 | 79,544,000 | 84,015,000 |
| Total loans | 30,177,000 | 30,258,000 | 34,250,000 | 35,059,000 |
| Allowance for loan losses | 763,000 | 763,000 | 770,000 | 745,000 |
| Securities available for sale | 3,402,000 | 14,473,000 | 27,271,000 | 27,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,310,000 | 71,239,000 | 66,727,000 | 70,278,000 |
| Interest-bearing deposits | 29,911,000 | 28,538,000 | 33,566,000 | 34,686,000 |
| Noninterest-bearing deposits | 22,399,000 | 42,701,000 | 33,161,000 | 35,592,000 |
| Equity capital | 8,268,000 | 10,501,000 | 10,444,000 | 10,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 940,000 | 1,878,000 | 2,631,000 |
| Interest expense | 47,000 | 80,000 | 126,000 | 148,000 |
| Net interest income | 424,000 | 860,000 | 1,752,000 | 2,483,000 |
| Noninterest income | 44,000 | 364,000 | 408,000 | 454,000 |
| Noninterest expense | 485,000 | 975,000 | 1,571,000 | 2,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -17,000 | 249,000 | 589,000 | 687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | 249,000 | 589,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,341,000 | 10,606,000 | 10,947,000 | 11,045,000 |