Call reports 2017
CARVER STATE BANK — 2017
What CARVER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 39,942,000 | 40,199,000 | 40,271,000 | 42,077,000 |
| Total loans | 26,667,000 | 27,347,000 | 25,180,000 | 28,229,000 |
| Allowance for loan losses | 382,000 | 367,000 | 367,000 | 353,000 |
| Securities available for sale | 2,296,000 | 1,299,000 | 1,299,000 | 1,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,709,000 | 32,928,000 | 32,821,000 | 34,573,000 |
| Interest-bearing deposits | 28,295,000 | 27,772,000 | 27,574,000 | 28,649,000 |
| Noninterest-bearing deposits | 5,414,000 | 5,156,000 | 5,247,000 | 5,925,000 |
| Equity capital | 3,643,000 | 3,677,000 | 3,828,000 | 3,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,175,000 | 1,524,000 | 1,996,000 |
| Interest expense | 49,000 | 110,000 | 173,000 | 242,000 |
| Net interest income | 484,000 | 1,065,000 | 1,351,000 | 1,754,000 |
| Noninterest income | 107,000 | 219,000 | 678,000 | 1,057,000 |
| Noninterest expense | 540,000 | 1,116,000 | 1,708,000 | 2,400,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 49,000 |
| Pretax income | 51,000 | 165,000 | 312,000 | 362,000 |
| Income tax | 0 | 0 | 0 | -16,000 |
| Net income | 51,000 | 165,000 | 312,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,643,000 | 3,677,000 | 3,828,000 | 3,890,000 |
| Total capital | 4,011,000 | 4,044,000 | 4,184,000 | 4,243,000 |
| Risk-weighted assets | 29,551,000 | 30,255,000 | 28,375,000 | 30,832,000 |