Call reports 2014
EDGARTOWN NATIONAL BANK, THE — 2014
What EDGARTOWN NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,327,000 | 158,230,000 | 169,035,000 | 172,376,000 |
| Total loans | 125,450,000 | 127,762,000 | 131,188,000 | 142,198,000 |
| Allowance for loan losses | 1,250,000 | 1,310,000 | 1,310,000 | 1,340,000 |
| Securities available for sale | 16,171,000 | 16,641,000 | 16,726,000 | 15,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,364,000 | 133,967,000 | 144,857,000 | 134,712,000 |
| Interest-bearing deposits | 114,248,000 | 107,197,000 | 113,784,000 | 109,227,000 |
| Noninterest-bearing deposits | 22,116,000 | 26,770,000 | 31,074,000 | 25,486,000 |
| Equity capital | 18,081,000 | 18,211,000 | 18,393,000 | 16,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,954,000 | 4,440,000 | 5,975,000 |
| Interest expense | 139,000 | 269,000 | 399,000 | 530,000 |
| Net interest income | 1,327,000 | 2,685,000 | 4,041,000 | 5,445,000 |
| Noninterest income | 115,000 | 261,000 | 437,000 | 582,000 |
| Noninterest expense | 1,098,000 | 2,296,000 | 3,484,000 | 4,563,000 |
| Provision for loan losses | 42,000 | 102,000 | 102,000 | 132,000 |
| Pretax income | 302,000 | 630,000 | 974,000 | 1,414,000 |
| Income tax | 112,000 | 233,000 | 362,000 | 412,000 |
| Net income | 190,000 | 397,000 | 612,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,207,000 | 18,414,000 | 18,593,000 | 16,682,000 |
| Total capital | 19,523,000 | 19,790,000 | 19,969,000 | 18,088,000 |
| Risk-weighted assets | 109,052,000 | 110,670,000 | 112,825,000 | 118,295,000 |