Call reports 2013
EDGARTOWN NATIONAL BANK, THE — 2013
What EDGARTOWN NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,082,000 | 148,947,000 | 156,960,000 | 159,319,000 |
| Total loans | 117,460,000 | 121,336,000 | 121,456,000 | 125,938,000 |
| Allowance for loan losses | 1,112,000 | 1,144,000 | 1,144,000 | 1,208,000 |
| Securities available for sale | 15,811,000 | 16,806,000 | 18,503,000 | 16,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,948,000 | 123,318,000 | 130,473,000 | 134,942,000 |
| Interest-bearing deposits | 99,055,000 | 99,623,000 | 102,871,000 | 109,097,000 |
| Noninterest-bearing deposits | 19,893,000 | 23,696,000 | 27,601,000 | 25,844,000 |
| Equity capital | 17,073,000 | 17,182,000 | 17,422,000 | 17,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,857,000 | 4,301,000 | 5,799,000 |
| Interest expense | 150,000 | 297,000 | 430,000 | 567,000 |
| Net interest income | 1,262,000 | 2,560,000 | 3,871,000 | 5,232,000 |
| Noninterest income | 149,000 | 306,000 | 594,000 | 784,000 |
| Noninterest expense | 1,075,000 | 2,187,000 | 3,314,000 | 4,405,000 |
| Provision for loan losses | 24,000 | 56,000 | 56,000 | 120,000 |
| Pretax income | 312,000 | 622,000 | 1,094,000 | 1,490,000 |
| Income tax | 116,000 | 231,000 | 410,000 | 559,000 |
| Net income | 196,000 | 391,000 | 684,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,281,000 | 17,476,000 | 17,770,000 | 18,016,000 |
| Total capital | 18,459,000 | 18,686,000 | 18,980,000 | 19,290,000 |
| Risk-weighted assets | 104,964,000 | 107,802,000 | 107,740,000 | 109,652,000 |