Call reports 2012
EDGARTOWN NATIONAL BANK, THE — 2012
What EDGARTOWN NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,748,000 | 139,334,000 | 145,960,000 | 149,169,000 |
| Total loans | 110,675,000 | 112,475,000 | 114,393,000 | 114,250,000 |
| Allowance for loan losses | 1,047,000 | 1,088,000 | 1,088,000 | 1,088,000 |
| Securities available for sale | 14,751,000 | 12,335,000 | 14,485,000 | 14,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,068,000 | 111,532,000 | 119,755,000 | 124,132,000 |
| Interest-bearing deposits | 85,851,000 | 89,847,000 | 96,547,000 | 101,239,000 |
| Noninterest-bearing deposits | 18,217,000 | 21,686,000 | 23,208,000 | 22,893,000 |
| Equity capital | 16,106,000 | 16,336,000 | 16,629,000 | 16,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,877,000 | 4,304,000 | 5,732,000 |
| Interest expense | 142,000 | 284,000 | 439,000 | 586,000 |
| Net interest income | 1,278,000 | 2,593,000 | 3,865,000 | 5,146,000 |
| Noninterest income | 168,000 | 397,000 | 656,000 | 883,000 |
| Noninterest expense | 1,115,000 | 2,222,000 | 3,350,000 | 4,490,000 |
| Provision for loan losses | 47,000 | 88,000 | 88,000 | 88,000 |
| Pretax income | 284,000 | 680,000 | 1,083,000 | 1,451,000 |
| Income tax | 103,000 | 251,000 | 403,000 | 541,000 |
| Net income | 181,000 | 429,000 | 680,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,357,000 | 16,604,000 | 16,855,000 | 17,085,000 |
| Total capital | 17,466,000 | 17,754,000 | 18,005,000 | 18,236,000 |
| Risk-weighted assets | 98,633,000 | 101,461,000 | 102,276,000 | 101,398,000 |