Call reports 2011
EDGARTOWN NATIONAL BANK, THE — 2011
What EDGARTOWN NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 127,921,000 | 130,772,000 | 138,167,000 | 131,993,000 |
| Total loans | 100,362,000 | 101,095,000 | 101,816,000 | 106,073,000 |
| Allowance for loan losses | 958,000 | 989,000 | 989,000 | 1,000,000 |
| Securities available for sale | 18,573,000 | 20,717,000 | 20,383,000 | 15,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,934,000 | 108,083,000 | 112,181,000 | 104,280,000 |
| Interest-bearing deposits | 86,843,000 | 87,685,000 | 85,913,000 | 82,906,000 |
| Noninterest-bearing deposits | 18,091,000 | 20,398,000 | 26,268,000 | 21,373,000 |
| Equity capital | 12,375,000 | 11,884,000 | 15,762,000 | 15,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,739,000 | 4,121,000 | 5,520,000 |
| Interest expense | 164,000 | 322,000 | 476,000 | 620,000 |
| Net interest income | 1,192,000 | 2,417,000 | 3,645,000 | 4,900,000 |
| Noninterest income | 172,000 | 358,000 | 615,000 | 879,000 |
| Noninterest expense | 1,067,000 | 2,125,000 | 3,175,000 | 4,226,000 |
| Provision for loan losses | 7,000 | 38,000 | 38,000 | 49,000 |
| Pretax income | 290,000 | 666,000 | 1,101,000 | 1,558,000 |
| Income tax | 107,000 | 248,000 | 412,000 | 586,000 |
| Net income | 183,000 | 418,000 | 689,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,505,000 | 12,021,000 | 15,892,000 | 16,176,000 |
| Total capital | 13,522,000 | 13,069,000 | 16,940,000 | 17,238,000 |
| Risk-weighted assets | 91,987,000 | 93,023,000 | 94,826,000 | 95,507,000 |