Call reports 2010
EDGARTOWN NATIONAL BANK, THE — 2010
What EDGARTOWN NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 123,354,000 | 126,496,000 | 134,541,000 | 132,241,000 |
| Total loans | 100,795,000 | 101,036,000 | 98,541,000 | 100,467,000 |
| Allowance for loan losses | 917,000 | 906,000 | 929,000 | 951,000 |
| Securities available for sale | 12,363,000 | 12,943,000 | 17,139,000 | 19,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,933,000 | 104,134,000 | 111,904,000 | 108,206,000 |
| Interest-bearing deposits | 89,755,000 | 84,057,000 | 89,516,000 | 88,376,000 |
| Noninterest-bearing deposits | 16,178,000 | 20,077,000 | 22,388,000 | 19,830,000 |
| Equity capital | 11,822,000 | 12,065,000 | 12,257,000 | 12,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,963,000 | 4,441,000 | 5,883,000 |
| Interest expense | 225,000 | 437,000 | 653,000 | 862,000 |
| Net interest income | 1,204,000 | 2,526,000 | 3,788,000 | 5,021,000 |
| Noninterest income | 162,000 | 331,000 | 527,000 | 734,000 |
| Noninterest expense | 1,060,000 | 2,110,000 | 3,157,000 | 4,241,000 |
| Provision for loan losses | 25,000 | 79,000 | 102,000 | 124,000 |
| Pretax income | 281,000 | 668,000 | 1,056,000 | 1,390,000 |
| Income tax | 104,000 | 251,000 | 399,000 | 525,000 |
| Net income | 177,000 | 417,000 | 657,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,815,000 | 12,010,000 | 12,204,000 | 12,367,000 |
| Total capital | 12,787,000 | 12,971,000 | 13,188,000 | 13,373,000 |
| Risk-weighted assets | 85,184,000 | 88,864,000 | 87,841,000 | 92,707,000 |