Call reports 2009
EDGARTOWN NATIONAL BANK, THE — 2009
What EDGARTOWN NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,107,000 | 121,397,000 | 125,829,000 | 120,977,000 |
| Total loans | 95,443,000 | 96,987,000 | 94,652,000 | 95,291,000 |
| Allowance for loan losses | 914,000 | 924,000 | 883,000 | 892,000 |
| Securities available for sale | 15,525,000 | 16,433,000 | 15,456,000 | 13,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,069,000 | 99,382,000 | 105,774,000 | 101,236,000 |
| Interest-bearing deposits | 80,916,000 | 82,375,000 | 87,235,000 | 84,397,000 |
| Noninterest-bearing deposits | 14,153,000 | 17,008,000 | 18,540,000 | 16,839,000 |
| Equity capital | 11,107,000 | 11,216,000 | 11,523,000 | 11,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,016,000 | 4,502,000 | 5,960,000 |
| Interest expense | 406,000 | 770,000 | 1,063,000 | 1,332,000 |
| Net interest income | 1,095,000 | 2,246,000 | 3,439,000 | 4,628,000 |
| Noninterest income | 144,000 | 293,000 | 547,000 | 722,000 |
| Noninterest expense | 1,069,000 | 2,217,000 | 3,314,000 | 4,431,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 30,000 |
| Pretax income | 170,000 | 312,000 | 652,000 | 889,000 |
| Income tax | 66,000 | 113,000 | 239,000 | 313,000 |
| Net income | 104,000 | 199,000 | 413,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,241,000 | 11,336,000 | 11,549,000 | 11,683,000 |
| Total capital | 12,155,000 | 12,260,000 | 12,432,000 | 12,630,000 |
| Risk-weighted assets | 78,513,000 | 81,280,000 | 80,381,000 | 80,728,000 |