Call reports 2015
SOUTH STATE BANK — 2015
What SOUTH STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,023,425,000 | 8,087,243,000 | 8,501,428,000 | 8,560,707,000 |
| Total loans | 5,792,317,000 | 5,861,797,000 | 5,924,221,000 | 6,049,489,000 |
| Allowance for loan losses | 38,256,000 | 39,471,000 | 39,590,000 | 37,796,000 |
| Securities available for sale | 807,652,000 | 840,880,000 | 884,993,000 | 1,007,670,000 |
| Securities held to maturity | 9,659,000 | 9,659,000 | 9,314,000 | 9,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,646,102,000 | 6,685,574,000 | 7,097,594,000 | 7,121,258,000 |
| Interest-bearing deposits | 4,876,355,000 | 4,822,555,000 | 5,150,700,000 | 5,123,948,000 |
| Noninterest-bearing deposits | 1,769,747,000 | 1,863,019,000 | 1,946,894,000 | 1,997,310,000 |
| Equity capital | 1,044,169,000 | 1,056,509,000 | 1,077,862,000 | 1,089,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 83,976,000 | 168,718,000 | 254,291,000 | 338,043,000 |
| Interest expense | 2,126,000 | 3,993,000 | 5,923,000 | 7,829,000 |
| Net interest income | 81,850,000 | 164,725,000 | 248,368,000 | 330,214,000 |
| Noninterest income | 26,996,000 | 57,484,000 | 87,483,000 | 120,736,000 |
| Noninterest expense | 69,490,000 | 139,902,000 | 211,578,000 | 285,431,000 |
| Provision for loan losses | 818,000 | 3,963,000 | 5,038,000 | 5,864,000 |
| Pretax income | 38,538,000 | 78,344,000 | 119,235,000 | 159,166,000 |
| Income tax | 13,487,000 | 26,637,000 | 40,838,000 | 53,877,000 |
| Net income | 25,051,000 | 51,707,000 | 78,397,000 | 105,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 707,542,000 | 725,545,000 | 720,522,000 | 740,532,000 |
| Total capital | 746,008,000 | 765,220,000 | 760,322,000 | 778,538,000 |
| Risk-weighted assets | 5,486,305,000 | 5,721,145,000 | 5,861,526,000 | 6,007,858,000 |