Call reports 2010
DOWNS BANK — 2010
What DOWNS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 16,940,000 | 17,435,000 | 17,203,000 | 17,462,000 |
| Total loans | 5,928,000 | 6,440,000 | 6,413,000 | 6,347,000 |
| Allowance for loan losses | 161,000 | 161,000 | 161,000 | 162,000 |
| Securities available for sale | 5,852,000 | 5,565,000 | 6,264,000 | 5,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,188,000 | 15,603,000 | 15,346,000 | 15,697,000 |
| Interest-bearing deposits | 12,870,000 | 12,704,000 | 12,589,000 | 12,829,000 |
| Noninterest-bearing deposits | 2,318,000 | 2,899,000 | 2,757,000 | 2,868,000 |
| Equity capital | 1,707,000 | 1,773,000 | 1,803,000 | 1,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 339,000 | 508,000 | 675,000 |
| Interest expense | 36,000 | 64,000 | 89,000 | 113,000 |
| Net interest income | 132,000 | 275,000 | 419,000 | 562,000 |
| Noninterest income | 36,000 | 30,000 | 41,000 | 55,000 |
| Noninterest expense | 153,000 | 264,000 | 394,000 | 534,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 41,000 | 66,000 | 83,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 15,000 | 41,000 | 65,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,667,000 | 1,673,000 | 1,679,000 | 1,680,000 |
| Total capital | 1,753,000 | 1,768,000 | 1,773,000 | 1,771,000 |
| Risk-weighted assets | 6,775,000 | 7,556,000 | 7,486,000 | 7,213,000 |
Machine access — free, no API key
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