Call reports 2009
DOWNS BANK — 2009
What DOWNS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 15,182,000 | 16,214,000 | 16,188,000 | 16,922,000 |
| Total loans | 6,360,000 | 6,181,000 | 6,243,000 | 6,267,000 |
| Allowance for loan losses | 156,000 | 157,000 | 158,000 | 159,000 |
| Securities available for sale | 4,418,000 | 5,310,000 | 5,303,000 | 5,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,419,000 | 14,478,000 | 14,418,000 | 15,157,000 |
| Interest-bearing deposits | 2,422,000 | 12,077,000 | 12,166,000 | 12,335,000 |
| Noninterest-bearing deposits | 10,996,000 | 2,401,000 | 2,252,000 | 2,823,000 |
| Equity capital | 1,701,000 | 1,666,000 | 1,711,000 | 1,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 362,000 | 544,000 | 729,000 |
| Interest expense | 46,000 | 90,000 | 132,000 | 172,000 |
| Net interest income | 136,000 | 272,000 | 412,000 | 557,000 |
| Noninterest income | 36,000 | 31,000 | 43,000 | 57,000 |
| Noninterest expense | 147,000 | 252,000 | 389,000 | 524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 51,000 | 66,000 | 90,000 |
| Income tax | 1,000 | 4,000 | 5,000 | 3,000 |
| Net income | 24,000 | 47,000 | 61,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,647,000 | 1,652,000 | 1,655,000 | 1,663,000 |
| Total capital | 1,730,000 | 1,736,000 | 1,740,000 | 1,751,000 |
| Risk-weighted assets | 6,574,000 | 6,659,000 | 6,748,000 | 7,003,000 |
Machine access — free, no API key
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