Call reports 2008
DOWNS BANK — 2008
What DOWNS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 14,975,000 | 14,581,000 | 14,153,000 | 15,759,000 |
| Total loans | 6,592,000 | 6,962,000 | 6,701,000 | 6,965,000 |
| Allowance for loan losses | 144,000 | 147,000 | 149,000 | 155,000 |
| Securities available for sale | 4,392,000 | 4,097,000 | 4,356,000 | 4,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,199,000 | 12,889,000 | 12,437,000 | 13,981,000 |
| Interest-bearing deposits | 10,603,000 | 10,348,000 | 10,146,000 | 11,280,000 |
| Noninterest-bearing deposits | 2,596,000 | 2,541,000 | 2,291,000 | 2,701,000 |
| Equity capital | 1,698,000 | 1,613,000 | 1,634,000 | 1,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 408,000 | 603,000 | 802,000 |
| Interest expense | 74,000 | 138,000 | 196,000 | 252,000 |
| Net interest income | 132,000 | 270,000 | 407,000 | 550,000 |
| Noninterest income | 32,000 | 30,000 | 43,000 | 57,000 |
| Noninterest expense | 133,000 | 236,000 | 355,000 | 487,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 64,000 | 95,000 | 120,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 31,000 | 63,000 | 93,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,621,000 | 1,628,000 | 1,635,000 | 1,642,000 |
| Total capital | 1,706,000 | 1,717,000 | 1,720,000 | 1,734,000 |
| Risk-weighted assets | 6,753,000 | 7,086,000 | 6,721,000 | 7,266,000 |
Machine access — free, no API key
Every figure shown here about DOWNS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.