Call reports 2006
DOWNS BANK — 2006
What DOWNS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,173,000 | 13,855,000 | 13,629,000 | 14,128,000 |
| Total loans | 7,253,000 | 7,261,000 | 7,170,000 | 6,985,000 |
| Allowance for loan losses | 152,000 | 153,000 | 154,000 | 145,000 |
| Securities available for sale | 5,168,000 | 4,736,000 | 4,793,000 | 5,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,576,000 | 12,095,000 | 11,371,000 | 12,549,000 |
| Interest-bearing deposits | 10,484,000 | 9,778,000 | 9,442,000 | 10,286,000 |
| Noninterest-bearing deposits | 2,092,000 | 2,317,000 | 1,929,000 | 2,263,000 |
| Equity capital | 1,465,000 | 1,462,000 | 1,509,000 | 1,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 395,000 | 585,000 | 793,000 |
| Interest expense | 58,000 | 125,000 | 188,000 | 252,000 |
| Net interest income | 138,000 | 270,000 | 397,000 | 541,000 |
| Noninterest income | 35,000 | 62,000 | 74,000 | 91,000 |
| Noninterest expense | 150,000 | 279,000 | 402,000 | 521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 51,000 | 67,000 | 109,000 |
| Income tax | 0 | 1,000 | 1,000 | 3,000 |
| Net income | 23,000 | 50,000 | 66,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,586,000 | 1,613,000 | 1,592,000 | 1,587,000 |
| Total capital | 1,679,000 | 1,705,000 | 1,683,000 | 1,681,000 |
| Risk-weighted assets | 7,346,000 | 7,335,000 | 7,187,000 | 7,430,000 |
Machine access — free, no API key
Every figure shown here about DOWNS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.