Call reports 2018
AMERICAN BANK & TRUST WISCONSIN — 2018
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 158,609,000 | 167,897,000 | 170,378,000 | 176,591,000 |
| Total loans | 134,274,000 | 140,316,000 | 142,724,000 | 149,851,000 |
| Allowance for loan losses | 1,658,000 | 1,675,000 | 1,693,000 | 1,691,000 |
| Securities available for sale | 12,454,000 | 12,012,000 | 11,882,000 | 10,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,546,000 | 135,912,000 | 138,304,000 | 141,366,000 |
| Interest-bearing deposits | 106,505,000 | 111,469,000 | 113,636,000 | 113,335,000 |
| Noninterest-bearing deposits | 25,041,000 | 24,443,000 | 24,668,000 | 28,032,000 |
| Equity capital | 20,202,000 | 20,577,000 | 20,923,000 | 21,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,406,000 | 5,266,000 | 7,187,000 |
| Interest expense | 197,000 | 431,000 | 731,000 | 1,053,000 |
| Net interest income | 1,454,000 | 2,975,000 | 4,535,000 | 6,134,000 |
| Noninterest income | 163,000 | 363,000 | 525,000 | 718,000 |
| Noninterest expense | 984,000 | 1,972,000 | 2,970,000 | 4,043,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 615,000 | 1,330,000 | 2,036,000 | 2,737,000 |
| Income tax | 148,000 | 324,000 | 496,000 | 707,000 |
| Net income | 467,000 | 1,006,000 | 1,540,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,521,000 | 17,910,000 | 18,294,000 | 18,784,000 |
| Total capital | 19,099,000 | 19,572,000 | 19,987,000 | 20,475,000 |
| Risk-weighted assets | 126,189,000 | 132,970,000 | 136,109,000 | 141,458,000 |