Call reports 2017
AMERICAN BANK & TRUST WISCONSIN — 2017
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,472,000 | 153,836,000 | 158,091,000 | 160,774,000 |
| Total loans | 121,442,000 | 123,827,000 | 125,953,000 | 127,540,000 |
| Allowance for loan losses | 1,597,000 | 1,612,000 | 1,627,000 | 1,635,000 |
| Securities available for sale | 14,063,000 | 13,628,000 | 13,428,000 | 12,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,543,000 | 127,047,000 | 129,757,000 | 134,421,000 |
| Interest-bearing deposits | 99,769,000 | 102,754,000 | 104,711,000 | 107,707,000 |
| Noninterest-bearing deposits | 26,774,000 | 24,293,000 | 25,046,000 | 26,714,000 |
| Equity capital | 19,495,000 | 19,847,000 | 20,115,000 | 19,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,032,000 | 4,627,000 | 6,285,000 |
| Interest expense | 129,000 | 273,000 | 443,000 | 638,000 |
| Net interest income | 1,344,000 | 2,759,000 | 4,184,000 | 5,647,000 |
| Noninterest income | 121,000 | 284,000 | 455,000 | 677,000 |
| Noninterest expense | 969,000 | 1,911,000 | 2,835,000 | 3,935,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 80,000 |
| Pretax income | 480,000 | 1,102,000 | 1,760,000 | 2,310,000 |
| Income tax | 164,000 | 383,000 | 614,000 | 1,082,000 |
| Net income | 316,000 | 719,000 | 1,146,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,692,000 | 16,995,000 | 17,272,000 | 17,204,000 |
| Total capital | 18,143,000 | 18,473,000 | 18,730,000 | 18,664,000 |
| Risk-weighted assets | 115,929,000 | 118,099,000 | 116,483,000 | 116,632,000 |