Call reports 2016
AMERICAN BANK & TRUST WISCONSIN — 2016
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,445,000 | 150,678,000 | 148,173,000 | 149,305,000 |
| Total loans | 119,006,000 | 114,641,000 | 117,704,000 | 117,507,000 |
| Allowance for loan losses | 1,538,000 | 1,568,000 | 1,583,000 | 1,583,000 |
| Securities available for sale | 14,663,000 | 14,338,000 | 14,070,000 | 13,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,161,000 | 125,150,000 | 124,354,000 | 125,334,000 |
| Interest-bearing deposits | 98,075,000 | 99,614,000 | 100,259,000 | 100,790,000 |
| Noninterest-bearing deposits | 24,086,000 | 25,536,000 | 24,095,000 | 24,544,000 |
| Equity capital | 18,881,000 | 19,126,000 | 19,284,000 | 19,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,836,000 | 4,256,000 | 5,692,000 |
| Interest expense | 119,000 | 251,000 | 388,000 | 523,000 |
| Net interest income | 1,277,000 | 2,585,000 | 3,868,000 | 5,169,000 |
| Noninterest income | 138,000 | 248,000 | 378,000 | 550,000 |
| Noninterest expense | 980,000 | 1,943,000 | 2,894,000 | 4,020,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 75,000 |
| Pretax income | 405,000 | 830,000 | 1,277,000 | 1,624,000 |
| Income tax | 136,000 | 282,000 | 434,000 | 549,000 |
| Net income | 269,000 | 548,000 | 843,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,970,000 | 16,149,000 | 16,343,000 | 16,476,000 |
| Total capital | 17,411,000 | 17,528,000 | 17,752,000 | 17,889,000 |
| Risk-weighted assets | 115,222,000 | 110,113,000 | 112,573,000 | 112,860,000 |