Call reports 2015
AMERICAN BANK & TRUST WISCONSIN — 2015
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 149,122,000 | 142,870,000 | 142,440,000 | 150,132,000 |
| Total loans | 109,111,000 | 107,349,000 | 108,760,000 | 114,864,000 |
| Allowance for loan losses | 1,368,000 | 1,420,000 | 1,463,000 | 1,508,000 |
| Securities available for sale | 16,096,000 | 16,181,000 | 15,802,000 | 15,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,934,000 | 120,447,000 | 120,015,000 | 127,279,000 |
| Interest-bearing deposits | 102,617,000 | 100,315,000 | 97,929,000 | 100,590,000 |
| Noninterest-bearing deposits | 24,317,000 | 20,132,000 | 22,086,000 | 26,689,000 |
| Equity capital | 18,190,000 | 18,281,000 | 18,506,000 | 18,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,819,000 | 4,147,000 | 5,598,000 |
| Interest expense | 134,000 | 264,000 | 392,000 | 516,000 |
| Net interest income | 1,327,000 | 2,555,000 | 3,755,000 | 5,082,000 |
| Noninterest income | 129,000 | 366,000 | 520,000 | 562,000 |
| Noninterest expense | 941,000 | 1,874,000 | 2,803,000 | 3,795,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 470,000 | 957,000 | 1,337,000 | 1,669,000 |
| Income tax | 132,000 | 348,000 | 483,000 | 545,000 |
| Net income | 338,000 | 609,000 | 854,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,315,000 | 15,485,000 | 15,696,000 | 15,801,000 |
| Total capital | 16,683,000 | 16,850,000 | 17,047,000 | 17,230,000 |
| Risk-weighted assets | 111,245,000 | 109,174,000 | 108,038,000 | 114,242,000 |