Call reports 2014
AMERICAN BANK & TRUST WISCONSIN — 2014
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 140,517,000 | 140,633,000 | 142,578,000 | 150,245,000 |
| Total loans | 107,445,000 | 107,471,000 | 104,302,000 | 105,855,000 |
| Allowance for loan losses | 1,359,000 | 1,426,000 | 1,150,000 | 1,323,000 |
| Securities available for sale | 14,780,000 | 16,013,000 | 16,571,000 | 15,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,060,000 | 120,033,000 | 121,161,000 | 128,451,000 |
| Interest-bearing deposits | 99,865,000 | 103,686,000 | 103,294,000 | 105,091,000 |
| Noninterest-bearing deposits | 19,195,000 | 16,347,000 | 17,866,000 | 23,360,000 |
| Equity capital | 17,113,000 | 17,337,000 | 17,524,000 | 17,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,556,000 | 3,854,000 | 5,165,000 |
| Interest expense | 159,000 | 314,000 | 468,000 | 611,000 |
| Net interest income | 1,101,000 | 2,242,000 | 3,386,000 | 4,554,000 |
| Noninterest income | 132,000 | 254,000 | 389,000 | 522,000 |
| Noninterest expense | 880,000 | 1,805,000 | 2,693,000 | 3,516,000 |
| Provision for loan losses | 60,000 | 135,000 | 210,000 | 385,000 |
| Pretax income | 293,000 | 556,000 | 872,000 | 1,175,000 |
| Income tax | 102,000 | 191,000 | 300,000 | 374,000 |
| Net income | 191,000 | 365,000 | 572,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,366,000 | 14,541,000 | 14,748,000 | 14,977,000 |
| Total capital | 15,686,000 | 15,869,000 | 15,898,000 | 16,300,000 |
| Risk-weighted assets | 105,537,000 | 106,147,000 | 105,135,000 | 108,030,000 |