Call reports 2013
AMERICAN BANK & TRUST WISCONSIN — 2013
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,118,000 | 138,527,000 | 136,733,000 | 139,455,000 |
| Total loans | 95,563,000 | 97,340,000 | 101,493,000 | 107,291,000 |
| Allowance for loan losses | 1,352,000 | 1,342,000 | 1,291,000 | 1,299,000 |
| Securities available for sale | 14,162,000 | 16,002,000 | 15,628,000 | 15,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,007,000 | 118,305,000 | 116,084,000 | 118,207,000 |
| Interest-bearing deposits | 97,443,000 | 99,351,000 | 98,624,000 | 98,631,000 |
| Noninterest-bearing deposits | 18,564,000 | 18,954,000 | 17,460,000 | 19,576,000 |
| Equity capital | 16,328,000 | 16,371,000 | 16,638,000 | 16,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,561,000 | 3,879,000 | 5,199,000 |
| Interest expense | 177,000 | 356,000 | 534,000 | 704,000 |
| Net interest income | 1,102,000 | 2,205,000 | 3,345,000 | 4,495,000 |
| Noninterest income | 140,000 | 285,000 | 445,000 | 542,000 |
| Noninterest expense | 843,000 | 1,695,000 | 2,591,000 | 3,399,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 90,000 |
| Pretax income | 384,000 | 765,000 | 1,154,000 | 1,548,000 |
| Income tax | 140,000 | 277,000 | 416,000 | 565,000 |
| Net income | 244,000 | 488,000 | 738,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,437,000 | 13,681,000 | 13,931,000 | 14,176,000 |
| Total capital | 14,659,000 | 14,925,000 | 15,211,000 | 15,475,000 |
| Risk-weighted assets | 97,626,000 | 99,430,000 | 102,410,000 | 105,414,000 |