Call reports 2012
AMERICAN BANK & TRUST WISCONSIN — 2012
What AMERICAN BANK & TRUST WISCONSIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,463,000 | 132,660,000 | 130,480,000 | 134,129,000 |
| Total loans | 90,320,000 | 89,922,000 | 92,328,000 | 94,526,000 |
| Allowance for loan losses | 1,300,000 | 1,330,000 | 1,310,000 | 1,340,000 |
| Securities available for sale | 10,498,000 | 13,190,000 | 13,984,000 | 13,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,034,000 | 113,975,000 | 111,159,000 | 114,288,000 |
| Interest-bearing deposits | 97,114,000 | 98,205,000 | 95,448,000 | 95,036,000 |
| Noninterest-bearing deposits | 15,920,000 | 15,770,000 | 15,711,000 | 19,252,000 |
| Equity capital | 15,234,000 | 15,488,000 | 15,745,000 | 16,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,793,000 | 4,122,000 | 5,455,000 |
| Interest expense | 221,000 | 431,000 | 634,000 | 822,000 |
| Net interest income | 1,242,000 | 2,362,000 | 3,488,000 | 4,633,000 |
| Noninterest income | 145,000 | 285,000 | 421,000 | 595,000 |
| Noninterest expense | 823,000 | 1,677,000 | 2,529,000 | 3,264,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 534,000 | 910,000 | 1,290,000 | 1,844,000 |
| Income tax | 201,000 | 340,000 | 480,000 | 663,000 |
| Net income | 333,000 | 570,000 | 810,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,344,000 | 12,582,000 | 12,822,000 | 13,193,000 |
| Total capital | 13,496,000 | 13,717,000 | 13,986,000 | 14,397,000 |
| Risk-weighted assets | 91,988,000 | 91,718,000 | 92,986,000 | 96,204,000 |