Call reports 2006
FIRST NATIONAL BANK OF MONTEREY, THE — 2006
What FIRST NATIONAL BANK OF MONTEREY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 235,332,000 | 243,393,000 | 242,426,000 | 244,682,000 |
| Total loans | 119,745,000 | 126,160,000 | 129,812,000 | 133,648,000 |
| Allowance for loan losses | 1,806,000 | 1,849,000 | 1,901,000 | 1,938,000 |
| Securities available for sale | 99,893,000 | 97,358,000 | 98,133,000 | 96,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,403,000 | 203,859,000 | 196,131,000 | 202,439,000 |
| Interest-bearing deposits | 180,139,000 | 188,915,000 | 179,994,000 | 184,777,000 |
| Noninterest-bearing deposits | 15,264,000 | 14,944,000 | 16,137,000 | 17,662,000 |
| Equity capital | 19,502,000 | 19,100,000 | 20,058,000 | 20,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,209,000 | 9,490,000 | 12,879,000 |
| Interest expense | 1,560,000 | 3,365,000 | 5,321,000 | 7,368,000 |
| Net interest income | 1,445,000 | 2,844,000 | 4,169,000 | 5,511,000 |
| Noninterest income | 84,000 | 174,000 | 264,000 | 374,000 |
| Noninterest expense | 1,093,000 | 2,199,000 | 3,292,000 | 4,511,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 384,000 | 707,000 | 969,000 | 1,142,000 |
| Income tax | 51,000 | 85,000 | 103,000 | 93,000 |
| Net income | 333,000 | 622,000 | 866,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,382,000 | 21,666,000 | 21,911,000 | 21,695,000 |
| Total capital | 23,188,000 | 23,515,000 | 23,812,000 | 23,633,000 |
| Risk-weighted assets | 156,879,000 | 164,361,000 | 167,071,000 | 196,692,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF MONTEREY, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.