Call reports 2005
BANK OF HOLYROOD, THE — 2005
What BANK OF HOLYROOD, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,583,000 | 27,847,000 | 27,915,000 | 29,503,000 |
| Total loans | 18,879,000 | 18,120,000 | 18,194,000 | 21,118,000 |
| Allowance for loan losses | 272,000 | 263,000 | 259,000 | 249,000 |
| Securities available for sale | 6,655,000 | 6,794,000 | 6,848,000 | 6,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,735,000 | 23,485,000 | 23,197,000 | 23,687,000 |
| Interest-bearing deposits | 20,126,000 | 20,402,000 | 19,499,000 | 19,895,000 |
| Noninterest-bearing deposits | 3,609,000 | 3,083,000 | 3,698,000 | 3,792,000 |
| Equity capital | 3,344,000 | 3,278,000 | 3,315,000 | 3,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 804,000 | 1,204,000 | 1,629,000 |
| Interest expense | 139,000 | 280,000 | 428,000 | 586,000 |
| Net interest income | 264,000 | 524,000 | 776,000 | 1,043,000 |
| Noninterest income | 41,000 | 80,000 | 126,000 | 161,000 |
| Noninterest expense | 112,000 | 261,000 | 395,000 | 572,000 |
| Provision for loan losses | 10,000 | 20,000 | 50,000 | 60,000 |
| Pretax income | 183,000 | 323,000 | 457,000 | 572,000 |
| Income tax | -28,000 | -24,000 | -17,000 | -16,000 |
| Net income | 211,000 | 347,000 | 474,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,408,000 | 3,293,000 | 3,371,000 | 3,484,000 |
| Total capital | 3,641,000 | 3,516,000 | 3,597,000 | 3,733,000 |
| Risk-weighted assets | 18,565,000 | 17,760,000 | 17,911,000 | 20,736,000 |
Machine access — free, no API key
Every figure shown here about BANK OF HOLYROOD, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.