Call reports 2026
FOUNDATION ONE BANK — 2026
What FOUNDATION ONE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 200,930,000 | 182,244,000 |
| Total loans | 140,136,000 | 131,721,000 |
| Allowance for loan losses | 1,725,000 | 1,725,000 |
| Securities available for sale | 26,064,000 | 28,146,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 174,433,000 | 155,525,000 |
| Interest-bearing deposits | 151,301,000 | 132,530,000 |
| Noninterest-bearing deposits | 23,132,000 | 22,995,000 |
| Equity capital | 19,384,000 | 19,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,482,000 | 5,094,000 |
| Interest expense | 1,150,000 | 2,400,000 |
| Net interest income | 1,332,000 | 2,694,000 |
| Noninterest income | 50,000 | 92,000 |
| Noninterest expense | 924,000 | 1,854,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 458,000 | 932,000 |
| Income tax | 103,000 | 207,000 |
| Net income | 355,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,793,000 | 19,063,000 |