Call reports 2021
FOUNDATION ONE BANK — 2021
What FOUNDATION ONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 159,951,000 | 162,968,000 | 157,960,000 | 161,053,000 |
| Total loans | 132,975,000 | 133,783,000 | 127,401,000 | 125,761,000 |
| Allowance for loan losses | 1,148,000 | 1,198,000 | 1,473,000 | 1,258,000 |
| Securities available for sale | 8,221,000 | 8,408,000 | 9,310,000 | 12,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,751,000 | 128,828,000 | 131,800,000 | 135,121,000 |
| Interest-bearing deposits | 93,308,000 | 100,158,000 | 103,802,000 | 100,816,000 |
| Noninterest-bearing deposits | 29,443,000 | 28,670,000 | 27,998,000 | 34,305,000 |
| Equity capital | 15,167,000 | 15,207,000 | 15,521,000 | 15,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,710,000 | 4,080,000 | 5,455,000 |
| Interest expense | 202,000 | 388,000 | 562,000 | 714,000 |
| Net interest income | 1,189,000 | 2,322,000 | 3,518,000 | 4,741,000 |
| Noninterest income | 356,000 | 665,000 | 1,050,000 | 1,289,000 |
| Noninterest expense | 984,000 | 1,979,000 | 2,991,000 | 4,007,000 |
| Provision for loan losses | 65,000 | 365,000 | 640,000 | 825,000 |
| Pretax income | 496,000 | 643,000 | 937,000 | 1,198,000 |
| Income tax | 132,000 | 219,000 | 183,000 | 238,000 |
| Net income | 364,000 | 424,000 | 754,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,362,000 | 14,421,000 | 14,751,000 | 14,956,000 |
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