Call reports 2018
FOUNDATION ONE BANK — 2018
What FOUNDATION ONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,259,000 | 102,471,000 | 105,274,000 | 105,172,000 |
| Total loans | 88,491,000 | 88,822,000 | 90,764,000 | 92,718,000 |
| Allowance for loan losses | 710,000 | 709,000 | 730,000 | 724,000 |
| Securities available for sale | 6,483,000 | 6,620,000 | 6,367,000 | 7,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,620,000 | 77,418,000 | 82,952,000 | 82,091,000 |
| Interest-bearing deposits | 61,198,000 | 60,028,000 | 60,341,000 | 57,047,000 |
| Noninterest-bearing deposits | 16,422,000 | 17,390,000 | 22,611,000 | 25,044,000 |
| Equity capital | 12,909,000 | 12,984,000 | 13,123,000 | 13,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,120,000 | 3,240,000 | 4,411,000 |
| Interest expense | 211,000 | 421,000 | 657,000 | 959,000 |
| Net interest income | 830,000 | 1,699,000 | 2,583,000 | 3,452,000 |
| Noninterest income | 80,000 | 171,000 | 231,000 | 307,000 |
| Noninterest expense | 691,000 | 1,507,000 | 2,248,000 | 3,089,000 |
| Provision for loan losses | 25,000 | 25,000 | 45,000 | 61,000 |
| Pretax income | 194,000 | 338,000 | 521,000 | 609,000 |
| Income tax | 51,000 | 96,000 | 140,000 | 173,000 |
| Net income | 143,000 | 242,000 | 381,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,243,000 | 12,307,000 | 12,467,000 | 12,517,000 |
| Total capital | 12,953,000 | 13,016,000 | 13,197,000 | 13,242,000 |
| Risk-weighted assets | 88,038,000 | 87,102,000 | 86,391,000 | 91,546,000 |