Call reports 2025
SECURITY FEDERAL SAVINGS BANK — 2025
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 426,113,000 | 433,048,000 | 444,540,000 | 458,092,000 |
| Total loans | 332,105,000 | 341,574,000 | 360,915,000 | 378,709,000 |
| Allowance for loan losses | 3,029,000 | 3,084,000 | 3,142,000 | 3,253,000 |
| Securities available for sale | 31,410,000 | 30,047,000 | 27,547,000 | 28,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,914,000 | 371,780,000 | 381,644,000 | 393,672,000 |
| Interest-bearing deposits | 311,161,000 | 314,369,000 | 325,220,000 | 333,772,000 |
| Noninterest-bearing deposits | 61,753,000 | 57,411,000 | 56,424,000 | 59,900,000 |
| Equity capital | 37,591,000 | 37,961,000 | 39,198,000 | 40,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,214,000 | 10,971,000 | 16,613,000 | 22,678,000 |
| Interest expense | 2,095,000 | 4,225,000 | 6,444,000 | 8,723,000 |
| Net interest income | 3,119,000 | 6,746,000 | 10,169,000 | 13,955,000 |
| Noninterest income | 681,000 | 1,454,000 | 2,220,000 | 2,898,000 |
| Noninterest expense | 3,541,000 | 7,351,000 | 11,009,000 | 14,123,000 |
| Provision for loan losses | 23,000 | 91,000 | 178,000 | 307,000 |
| Pretax income | 178,000 | 742,000 | 1,336,000 | 2,308,000 |
| Income tax | -4,000 | 207,000 | 188,000 | 380,000 |
| Net income | 182,000 | 535,000 | 1,148,000 | 1,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,010,000 | 42,363,000 | 42,976,000 | 43,756,000 |
| Total capital | 45,212,000 | 45,619,000 | 46,291,000 | — |
| Risk-weighted assets | 293,175,000 | 304,070,000 | 309,986,000 | — |