Call reports 2017
SECURITY FEDERAL SAVINGS BANK — 2017
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 239,667,000 | 234,229,000 | 241,115,000 | 242,454,000 |
| Total loans | 156,558,000 | 158,867,000 | 165,287,000 | 164,097,000 |
| Allowance for loan losses | 2,121,000 | 2,060,000 | 2,017,000 | 1,997,000 |
| Securities available for sale | 39,002,000 | 40,477,000 | 42,776,000 | 42,230,000 |
| Securities held to maturity | 1,838,000 | 1,836,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,025,000 | 186,684,000 | 193,679,000 | 194,758,000 |
| Interest-bearing deposits | 167,221,000 | 163,525,000 | 169,205,000 | 173,708,000 |
| Noninterest-bearing deposits | 20,804,000 | 23,159,000 | 24,474,000 | 21,050,000 |
| Equity capital | 28,619,000 | 29,570,000 | 30,003,000 | 30,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,670,000 | 7,114,000 | 9,601,000 |
| Interest expense | 238,000 | 492,000 | 744,000 | 1,031,000 |
| Net interest income | 2,069,000 | 4,178,000 | 6,370,000 | 8,570,000 |
| Noninterest income | 456,000 | 872,000 | 1,283,000 | 1,772,000 |
| Noninterest expense | 2,026,000 | 4,243,000 | 6,347,000 | 8,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 499,000 | 807,000 | 1,308,000 | 1,778,000 |
| Income tax | 77,000 | 80,000 | 159,000 | 230,000 |
| Net income | 422,000 | 727,000 | 1,149,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,785,000 | 29,088,000 | 29,511,000 | 29,910,000 |
| Total capital | 30,659,000 | 31,005,000 | 31,493,000 | 31,889,000 |
| Risk-weighted assets | 149,637,000 | 153,210,000 | 158,553,000 | 158,343,000 |