Call reports 2013
SECURITY FEDERAL SAVINGS BANK — 2013
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 202,990,000 | 201,915,000 | 203,109,000 | 209,110,000 |
| Total loans | 127,411,000 | 134,661,000 | 137,563,000 | 145,556,000 |
| Allowance for loan losses | 1,993,000 | 2,146,000 | 2,125,000 | 2,203,000 |
| Securities available for sale | 37,159,000 | 34,849,000 | 36,258,000 | 35,851,000 |
| Securities held to maturity | 354,000 | 351,000 | 349,000 | 347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,251,000 | 160,595,000 | 158,597,000 | 164,312,000 |
| Interest-bearing deposits | 146,208,000 | 143,286,000 | 140,531,000 | 141,860,000 |
| Noninterest-bearing deposits | 17,043,000 | 17,309,000 | 18,066,000 | 22,452,000 |
| Equity capital | 25,173,000 | 24,848,000 | 24,898,000 | 25,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,279,000 | 6,458,000 | 8,728,000 |
| Interest expense | 235,000 | 440,000 | 650,000 | 858,000 |
| Net interest income | 1,898,000 | 3,839,000 | 5,808,000 | 7,870,000 |
| Noninterest income | 267,000 | 543,000 | 867,000 | 1,164,000 |
| Noninterest expense | 2,157,000 | 3,877,000 | 5,631,000 | 7,413,000 |
| Provision for loan losses | 151,000 | 331,000 | 487,000 | 642,000 |
| Pretax income | 33,000 | 350,000 | 734,000 | 1,156,000 |
| Income tax | -62,000 | -14,000 | 282,000 | 367,000 |
| Net income | 95,000 | 364,000 | 452,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,391,000 | 24,261,000 | 24,394,000 | 24,743,000 |
| Total capital | 25,720,000 | 25,781,000 | 25,950,000 | 26,371,000 |
| Risk-weighted assets | 116,345,000 | 121,065,000 | 123,951,000 | 129,722,000 |