Call reports 2012
SECURITY FEDERAL SAVINGS BANK — 2012
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,432,000 | 200,600,000 | 202,796,000 | 204,400,000 |
| Total loans | 121,377,000 | 120,370,000 | 124,732,000 | 126,169,000 |
| Allowance for loan losses | 1,701,000 | 1,506,000 | 1,721,000 | 1,952,000 |
| Securities available for sale | 38,644,000 | 37,480,000 | 44,398,000 | 46,082,000 |
| Securities held to maturity | 363,000 | 360,000 | 358,000 | 356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,616,000 | 162,373,000 | 164,310,000 | 164,617,000 |
| Interest-bearing deposits | 148,866,000 | 147,059,000 | 147,830,000 | 145,452,000 |
| Noninterest-bearing deposits | 14,750,000 | 15,314,000 | 16,480,000 | 19,165,000 |
| Equity capital | 24,415,000 | 24,936,000 | 25,341,000 | 25,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,492,000 | 6,646,000 | 8,844,000 |
| Interest expense | 364,000 | 705,000 | 1,025,000 | 1,305,000 |
| Net interest income | 1,927,000 | 3,787,000 | 5,621,000 | 7,539,000 |
| Noninterest income | 327,000 | 777,000 | 1,310,000 | 1,832,000 |
| Noninterest expense | 1,665,000 | 3,486,000 | 5,181,000 | 6,930,000 |
| Provision for loan losses | 152,000 | 403,000 | 630,000 | 1,231,000 |
| Pretax income | 437,000 | 484,000 | 925,000 | 983,000 |
| Income tax | 100,000 | 69,000 | 178,000 | 137,000 |
| Net income | 337,000 | 415,000 | 747,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,694,000 | 24,057,000 | 24,358,000 | 24,454,000 |
| Total capital | 25,095,000 | 25,413,000 | 25,796,000 | 25,903,000 |
| Risk-weighted assets | 112,239,000 | 108,333,000 | 114,806,000 | 115,444,000 |