Call report 2026Q1
NBT FINANCIAL BANK — 2026Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 598,478,000 | USD | evidence → |
| Total loans | 449,614,000 | USD | evidence → |
| Allowance for loan losses | 6,060,000 | USD | evidence → |
| Securities available for sale | 6,336,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 521,801,000 | USD | evidence → |
| Interest-bearing deposits | 364,212,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,589,000 | USD | evidence → |
| Equity capital | 62,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,913,000 | USD | evidence → |
| Interest expense | 2,828,000 | USD | evidence → |
| Net interest income | 6,085,000 | USD | evidence → |
| Noninterest income | 1,655,000 | USD | evidence → |
| Noninterest expense | 4,497,000 | USD | evidence → |
| Provision for loan losses | 438,000 | USD | evidence → |
| Pretax income | 2,793,000 | USD | evidence → |
| Income tax | 601,000 | USD | evidence → |
| Net income | 2,192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,515,000 | USD | evidence → |
| Total capital | 69,191,000 | USD | evidence → |
| Risk-weighted assets | 452,941,000 | USD | evidence → |