Call report 2024Q3
NBT FINANCIAL BANK — 2024Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 507,775,000 | USD | evidence → |
| Total loans | 423,539,000 | USD | evidence → |
| Allowance for loan losses | 4,932,000 | USD | evidence → |
| Securities available for sale | 12,060,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 419,822,000 | USD | evidence → |
| Interest-bearing deposits | 278,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,140,000 | USD | evidence → |
| Equity capital | 51,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,978,000 | USD | evidence → |
| Interest expense | 7,503,000 | USD | evidence → |
| Net interest income | 15,475,000 | USD | evidence → |
| Noninterest income | 1,392,000 | USD | evidence → |
| Noninterest expense | 11,601,000 | USD | evidence → |
| Provision for loan losses | 248,000 | USD | evidence → |
| Pretax income | 4,968,000 | USD | evidence → |
| Income tax | 1,074,000 | USD | evidence → |
| Net income | 3,894,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,862,000 | USD | evidence → |
| Total capital | 56,956,000 | USD | evidence → |
| Risk-weighted assets | 407,222,000 | USD | evidence → |