Call report 2024Q1
NBT FINANCIAL BANK — 2024Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 451,922,000 | USD | evidence → |
| Total loans | 377,741,000 | USD | evidence → |
| Allowance for loan losses | 4,471,000 | USD | evidence → |
| Securities available for sale | 11,744,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,999,000 | USD | evidence → |
| Interest-bearing deposits | 268,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,474,000 | USD | evidence → |
| Equity capital | 47,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,077,000 | USD | evidence → |
| Interest expense | 2,431,000 | USD | evidence → |
| Net interest income | 4,646,000 | USD | evidence → |
| Noninterest income | 439,000 | USD | evidence → |
| Noninterest expense | 3,686,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 1,325,000 | USD | evidence → |
| Income tax | 296,000 | USD | evidence → |
| Net income | 1,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,781,000 | USD | evidence → |
| Total capital | 53,162,000 | USD | evidence → |
| Risk-weighted assets | 349,953,000 | USD | evidence → |