Call report 2020Q2
NBT FINANCIAL BANK — 2020Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 343,798,000 | USD | evidence → |
| Total loans | 218,217,000 | USD | evidence → |
| Allowance for loan losses | 3,322,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 308,839,000 | USD | evidence → |
| Interest-bearing deposits | 195,672,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,167,000 | USD | evidence → |
| Equity capital | 33,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,240,000 | USD | evidence → |
| Interest expense | 791,000 | USD | evidence → |
| Net interest income | 5,449,000 | USD | evidence → |
| Noninterest income | 800,000 | USD | evidence → |
| Noninterest expense | 5,164,000 | USD | evidence → |
| Provision for loan losses | 734,000 | USD | evidence → |
| Pretax income | 434,000 | USD | evidence → |
| Income tax | -447,000 | USD | evidence → |
| Net income | 881,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,367,000 | USD | evidence → |
| Total capital | 35,644,000 | USD | evidence → |
| Risk-weighted assets | 181,079,000 | USD | evidence → |