Call report 2019Q4
NBT FINANCIAL BANK — 2019Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 295,558,000 | USD | evidence → |
| Total loans | 212,031,000 | USD | evidence → |
| Allowance for loan losses | 3,072,000 | USD | evidence → |
| Securities available for sale | 28,564,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,858,000 | USD | evidence → |
| Interest-bearing deposits | 171,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,188,000 | USD | evidence → |
| Equity capital | 32,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,710,000 | USD | evidence → |
| Interest expense | 2,073,000 | USD | evidence → |
| Net interest income | 10,637,000 | USD | evidence → |
| Noninterest income | 1,857,000 | USD | evidence → |
| Noninterest expense | 9,823,000 | USD | evidence → |
| Provision for loan losses | 954,000 | USD | evidence → |
| Pretax income | 1,686,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,150,000 | USD | evidence → |
| Total capital | 35,524,000 | USD | evidence → |
| Risk-weighted assets | 189,183,000 | USD | evidence → |