Call report 2018Q4
NBT FINANCIAL BANK — 2018Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,642,000 | USD | evidence → |
| Total loans | 203,193,000 | USD | evidence → |
| Allowance for loan losses | 2,649,000 | USD | evidence → |
| Securities available for sale | 61,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,778,000 | USD | evidence → |
| Interest-bearing deposits | 142,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,361,000 | USD | evidence → |
| Equity capital | 30,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,199,000 | USD | evidence → |
| Interest expense | 1,323,000 | USD | evidence → |
| Net interest income | 9,876,000 | USD | evidence → |
| Noninterest income | 1,587,000 | USD | evidence → |
| Noninterest expense | 7,889,000 | USD | evidence → |
| Provision for loan losses | 870,000 | USD | evidence → |
| Pretax income | 2,705,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,705,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,222,000 | USD | evidence → |
| Total capital | 34,552,000 | USD | evidence → |
| Risk-weighted assets | 186,114,000 | USD | evidence → |