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Call report 2017Q4

NBT FINANCIAL BANK — 2017Q4

The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2017Q4, each linked to its source filing.

PERIOD: 2017Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/728597bc-8d89-4972-ad6f-eaa03014b3c4/2017Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets255,647,000USDevidence →
Total loans160,313,000USDevidence →
Allowance for loan losses2,050,000USDevidence →
Securities available for sale74,956,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits225,667,000USDevidence →
Interest-bearing deposits143,010,000USDevidence →
Noninterest-bearing deposits82,657,000USDevidence →
Equity capital29,326,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income9,309,000USDevidence →
Interest expense643,000USDevidence →
Net interest income8,666,000USDevidence →
Noninterest income1,595,000USDevidence →
Noninterest expense7,570,000USDevidence →
Provision for loan losses256,000USDevidence →
Pretax income2,452,000USDevidence →
Income tax0USDevidence →
Net income2,452,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital30,799,000USDevidence →
Total capital32,687,000USDevidence →
Risk-weighted assets150,866,000USDevidence →