Call report 2016Q4
NBT FINANCIAL BANK — 2016Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,117,000 | USD | evidence → |
| Total loans | 122,637,000 | USD | evidence → |
| Allowance for loan losses | 1,811,000 | USD | evidence → |
| Securities available for sale | 90,529,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,293,000 | USD | evidence → |
| Interest-bearing deposits | 133,459,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,834,000 | USD | evidence → |
| Equity capital | 18,226,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,583,000 | USD | evidence → |
| Interest expense | 552,000 | USD | evidence → |
| Net interest income | 7,031,000 | USD | evidence → |
| Noninterest income | 1,562,000 | USD | evidence → |
| Noninterest expense | 6,726,000 | USD | evidence → |
| Provision for loan losses | 345,000 | USD | evidence → |
| Pretax income | 1,617,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,942,000 | USD | evidence → |
| Total capital | 21,530,000 | USD | evidence → |
| Risk-weighted assets | 126,890,000 | USD | evidence → |