Call report 2014Q2
NBT FINANCIAL BANK — 2014Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,766,000 | USD | evidence → |
| Total loans | 73,981,000 | USD | evidence → |
| Allowance for loan losses | 1,478,000 | USD | evidence → |
| Securities available for sale | 87,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,546,000 | USD | evidence → |
| Interest-bearing deposits | 109,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,153,000 | USD | evidence → |
| Equity capital | 14,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,030,000 | USD | evidence → |
| Interest expense | 313,000 | USD | evidence → |
| Net interest income | 2,717,000 | USD | evidence → |
| Noninterest income | 725,000 | USD | evidence → |
| Noninterest expense | 2,926,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 432,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,723,000 | USD | evidence → |
| Total capital | 16,870,000 | USD | evidence → |
| Risk-weighted assets | 91,439,000 | USD | evidence → |