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Call report 2006Q1

NBT FINANCIAL BANK — 2006Q1

The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.

PERIOD: 2006Q1SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/728597bc-8d89-4972-ad6f-eaa03014b3c4/2006Q1

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets90,048,000USDevidence →
Total loans45,161,000USDevidence →
Allowance for loan losses639,000USDevidence →
Securities available for sale30,474,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits79,678,000USDevidence →
Interest-bearing deposits48,481,000USDevidence →
Noninterest-bearing deposits31,197,000USDevidence →
Equity capital7,060,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income1,203,000USDevidence →
Interest expense253,000USDevidence →
Net interest income950,000USDevidence →
Noninterest income409,000USDevidence →
Noninterest expense1,102,000USDevidence →
Provision for loan losses45,000USDevidence →
Pretax income212,000USDevidence →
Income tax0USDevidence →
Net income212,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital8,171,000USDevidence →
Total capital8,810,000USDevidence →
Risk-weighted assets54,667,000USDevidence →

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