Call reports 2026
BMW BANK OF NORTH AMERICA — 2026
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 13,013,553,000 | 13,795,765,000 |
| Total loans | 9,847,478,000 | 10,235,064,000 |
| Allowance for loan losses | 49,380,000 | 49,998,000 |
| Securities available for sale | 313,198,000 | 309,497,000 |
| Securities held to maturity | 2,202,119,000 | 2,529,230,000 |
| Trading assets | 0 | 0 |
| Total deposits | 8,703,345,000 | 9,524,512,000 |
| Interest-bearing deposits | 8,703,345,000 | 9,524,512,000 |
| Noninterest-bearing deposits | 0 | 0 |
| Equity capital | 1,810,370,000 | 1,762,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 205,350,000 | 419,278,000 |
| Interest expense | 108,594,000 | 220,044,000 |
| Net interest income | 96,756,000 | 199,234,000 |
| Noninterest income | 28,925,000 | 55,782,000 |
| Noninterest expense | 21,759,000 | 43,692,000 |
| Provision for loan losses | 6,225,000 | 11,294,000 |
| Pretax income | 97,697,000 | 200,030,000 |
| Income tax | 24,652,000 | 49,058,000 |
| Net income | 73,045,000 | 150,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,831,281,000 | 1,782,868,000 |
| Total capital | 1,880,661,000 | 1,832,866,000 |
| Risk-weighted assets | 12,304,708,000 | 13,060,693,000 |