Call reports 2022
BMW BANK OF NORTH AMERICA — 2022
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 11,764,783,000 | 11,763,730,000 | 11,772,288,000 | 11,886,358,000 |
| Total loans | 8,922,204,000 | 8,896,525,000 | 8,902,573,000 | 9,033,333,000 |
| Allowance for loan losses | 26,000,000 | 26,000,000 | 26,000,000 | 26,000,000 |
| Securities available for sale | 292,676,000 | 275,152,000 | 261,549,000 | 296,663,000 |
| Securities held to maturity | 1,993,912,000 | 1,989,341,000 | 1,993,829,000 | 1,976,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,705,104,000 | 7,417,799,000 | 7,424,463,000 | 7,561,649,000 |
| Interest-bearing deposits | 7,705,104,000 | 7,417,800,000 | 7,424,463,000 | 7,561,649,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,616,666,000 | 1,663,533,000 | 1,711,665,000 | 1,775,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 88,899,000 | 186,891,000 | 296,765,000 | 425,166,000 |
| Interest expense | 23,879,000 | 50,221,000 | 84,209,000 | 130,271,000 |
| Net interest income | 65,020,000 | 136,670,000 | 212,556,000 | 294,895,000 |
| Noninterest income | 22,670,000 | 45,185,000 | 67,375,000 | 89,719,000 |
| Noninterest expense | 19,932,000 | 39,555,000 | 59,875,000 | 80,670,000 |
| Provision for loan losses | -2,107,000 | -2,093,000 | -1,725,000 | -288,000 |
| Pretax income | 69,865,000 | 144,393,000 | 221,781,000 | 304,232,000 |
| Income tax | 17,301,000 | 34,119,000 | 53,134,000 | 74,465,000 |
| Net income | 52,564,000 | 110,274,000 | 168,647,000 | 229,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,629,038,000 | 1,686,748,000 | 1,745,120,000 | 1,806,240,000 |
| Total capital | 1,655,038,000 | 1,712,748,000 | 1,771,120,000 | 1,832,240,000 |
| Risk-weighted assets | 11,120,240,000 | 11,107,320,000 | 11,133,364,000 | 11,193,851,000 |